Available Products & Services
Centaurus is focused on providing a complete range of products and services. Centaurus only offers non-proprietary products sponsored by some of the most respected, well-known, and strongest financial services organizations in the industry. This provides investors with unbiased and objective options to meet their personal investment needs. Centaurus understands the value of building long-term partnerships with our clients and that each investor’s needs are unique. By offering a variety of investment products and services, Centaurus representatives are able to provide full-service solutions that meet your financial goals today and better position you for the future.
Investment options include, but are not limited to:
- Fixed Indexed
- Variable Life
- Universal Life
- Whole Life
- Long Term Care (LTC)
- Open-End Funds
- Closed-End Funds
- Exchange-Traded Funds (ETFs)
- Allocation / Target Funds
- Individual Retirement Accounts (IRA)
- 401 (k)
- 403 (b)
- 457 Plan
- Defined Benefit
- Money Purchase
- Profit Sharing
- Real Estate Investment Trusts (REITs)
- Business Development Companies (BDCs)
- Energy Programs
- Equipment Leasing Funds
- 1031 Exchange Programs
- Private Real Estate Programs
- Mortgage/Debt Focused Investments
Wealth Management and Advisory Services
By utilizing cutting edge and innovative products and services, Centaurus Investment Adviser Representatives (IARs) are focused on finding the best solution for our investors. Through the multiple programs offered, your IAR may manage your portfolio through our CLASSIC Plus program, or utilize one of our approved third party managers to implement an investment plan designed to bring you closer to your financial goals and objectives.
The Centaurus CLASSIC Plus is a fee-based investment program that is managed by your Centaurus Financial Adviser. CLASSIC Plus provides you with a comprehensive portfolio fitted specifically to your personal investment needs and financial goals. The open architecture and diversification available through CLASSIC Plus gives you the flexibility and customization you need to create a unique and dynamic investment portfolio that suits your particular risk profile.
Third Party Money Managers
In addition to our CLASSIC Plus program, Centaurus has contracted with a diversified group of premier institutional and boutique Third Party Money Managers. We are focused on bringing you the best of breed in each of the various strategies and style genres in order to meet your unique goals objectives. In some cases, if certain money managers were contracted individually, investors would need to meet minimum account value thresholds in excess of $1 million. Through our unique place in the advisory and fee-based arena, the Centaurus Wealth Management Department allows investors access to platforms with these same top managers for minimums as low as $25,000.
In order to provide our clients with top quality trade execution and clearance services at a competitive price, Centaurus maintains a clearing agreement with Pershing (a Bank of New York company) and TD Ameritrade Institutional (a division of TD Ameritrade, Inc.).
Since 1939, Pershing has provided comprehensive execution, clearance, data processing, and financial products and services to broker/dealers worldwide. Pershing has $1.5 trillion in global customer assets and currently serves more than 1,500 financial institutions in 40 countries. Their parent company, BNY Mellon, is the world’s leading provider of securities services and a top global asset management firm, with $28.5 trillion assets under custody and/or administration and $1.7 trillion assets under management. (Data as of 3/31/2015)
TD Ameritrade Institutional is a leading provider of comprehensive broker and custody services to more than 4,000 independent financial advisers and over 6 million customer accounts that total more than $600 billion in assets. Additionally, TD Ameritrade Institutional provides a robust offering of products, programs and services. These services are designed to help advisers build their businesses and do the best possible job they can to help their clients with their financial goals.
Pershing LLC and TD Ameritrade, Inc. are firms that we use to custody our clients’ assets. TD Ameritrade, Pershing LLC and Centaurus Financial, Inc. are separate and unaffiliated firms, and are not responsible for each other’s services or policies. Pershing LLC and TD Ameritrade do not endorse or recommend any advisor and the use of the Pershing LLC and TD Ameritrade logo does not represent such endorsement or recommendation of any advisor.
Securities Investor Protection Corporation (SIPC®) Coverage
Both Pershing and TD Ameritrade are members of SIPC, which protects the securities in your account up to $500,000 (including $250,000 for claims for cash). For details, please visit www.sipc.org. In addition, Pershing and TD Ameritrade both provide coverage in excess of SIPC limits through other commercial insurers. SIPC and excess SIPC coverage does not protect against loss due to market fluctuation.