Certain “qualified” retirement plans allow employees to determine the amount that they will contribute each year and the manner in which their contributions will be invested. Qualified plans allow the employer's contributions to be taken as a current business expense deduction, while entitling the employee to pay no tax until benefits are distributed. 3

A Centaurus registered representatives can work with you and your company to help direct you to the most beneficial investment plan for all participants. We offer low cost qualified plans that may provide:

 

• plan documentation and design;
• investment record keeping and reporting, including daily pricing and account evaluation;
• comprehensive, professional plan administration;
• multiple investment options and the expertise to provide each of the plans participants with allocation recommendations suited to their individual needs;
• enrollment programs to help boost participation.

There are a number of different plans available depending on your company's situation. A Centaurus registered representative can help you determine the best possible plan.

3 There may be statutory penalties for early withdrawals from qualified plans before the age of 59 ½.